Công ty cổ phần LIMI

Can I make a claim immediately after my policy has been issued?

•You can submit a claim to us arising from an insured event once the policy has been issued. However, some benefits are subject to a waiting period, examples Restorative dental treatment, Inpatient treatment of AIDS & HIV, Maternity, Palliative care, Hospice care, care for persistent neurological damage and Psychiatric treatment. For benefits with waiting periods, we will not pay for any claims incurred within the waiting periods.

•In addition to the waiting periods, all claims are subject to the terms, conditions, and exclusions in the policy before we can confirm that the claim is eligible.

When will my coverage begins?

The start / effective date of the cover is on the day the application has been accepted by us and upon our receipt of the premium due. We will inform you when cover will commence.
If we have included any additional term(s), you must agree and confirm acceptance of these terms and premiums due have been received by us before the cover can commence.

The start / effective date of the cover cannot be backdated.