•Yes, you can change your plan at least 30 days before your policy is due for renewal. Please contact your VBI consultant to discuss the changes required in your policy prior to the policy anniversary date.
•For any plan upgrades (examples increase in plan limits, expand the area of coverage, add new options, etc.), please submit your request with a new application for the requested plan upgrade. We will require you to declare your current health and for all insured persons on any changes to be made from the initial health declaration made.
•The application will then be re-assessed and, we will advise you on the terms applicable bbefore the upgrade of the plan.